So, red ring of death, anyone?
This is why you haven’t seen me on Xbox Live recently.
Herein are some excuses as to why I haven’t been posting:
I changed the name because AggroCrag is probably copyright by Viacom or something, and AggroCrag.com was taken anyway.
The design is another fantastic effort by Jonny (who did the mgroves.com design as well as his own sites like ComicScout and Astromance. Credit for the new name also goes to Jonny, who is a master of portmanteaus.
The site itself is still very, very simple. I’ll add more features if people start to show interest in it. I submitted it to Digg, and I’ll do some other promotion later on. Here’s hoping that if it gets slammed with traffic that it won’t blow up.
Ah, that pesky, meddlesome government is at it again!
A recent law was passed in Ohio that all but makes payday lending illegal.
In case you aren’t familiar with them, payday loans are short-term (15 days) loans. The way it works is that you go to one of the payday loan stores with a post-dated check for the amount you want plus a fee (around $10-$15 per $100 you want to borrow). They check your ID, ask for paycheck stubs to demonstrate that you are gainfully employed, and maybe some other things to verify your checking account and current address and such. They don’t check your credit. They then give you the amount you want in cash. If you don’t pay it back in 15 days, they will cash your check.
So what’s the big deal? Critics (or as I like to call them: meddlers) say that these loans are irresponsible and predatory. The fees amount to 391% APR and many loans result in a downward spiral of borrowing to pay off borrowing.
Wow, that sounds horrible, doesn’t it? Those poor, defenseless, stupid poor people who can’t make good decisions and pay 300% on their loans! We know what’s best for them! The government should do something! There oughta be a law! Yeah, that’s the ticket!
But wait. There’s already a law: it’s illegal to pay off a payday loan with another payday loan. Makes sense, doesn’t it? As so often is the case, why make new laws when you can just enforce the existing ones. But I digress…
Now we have a new law that restricts payday lending to 30% APR. Which means they can charge like $1.08 per $100. Which means they can’t stay in business, and they have to fire 6000 people, and 1600 landlords have to find new tenants (and that’s just one company).
Meanwhile, the banks can charge $30 for an overdraft fee, plus another amount every day the account is overdrawn, none of which is disclosed as “APR”. Credit card companies charge 30% APR, fine, but these helpless, mouthbreathing poor people who can’t be trusted to make their own decisions will, of course, only pay the minimum. On a $500 balance, they will pay $294 in interest over 3 years(*).
That’s assuming they can even get a credit card in the first place. If they are going to Checksmart, they probably don’t have very good credit.
So what are they supposed to do when it’s time to take their kid to the doctor or get their car fixed? I guess they could just pay a late fee on their bills instead (also not disclosed as APR, oddly enough), go to a pawn shop, steal the money, suffer the embarrassment and relational strain of borrowing from friends and family, go on a welfare program, or just skip the doctor’s appointment. Fantastic alternatives all.
Ohio politicians (both parties, now, this had very broad support) claim to want to bring jobs to Ohio and make it friendlier to business. So far, that’s only been lip service. Color me shocked.
I’m an RSS junkie, I really am. I subscribe to about 200 RSS feeds at any one time (give or take).
Among my favorite RSS feeds are those from Web 2.0 news sites: del.icio.us, Stumble Upon, TwitBuzz, etc. These sites, among other things, feature a set of “popular” links to news articles and what have you.
For instance, del.icio.us is a bookmarking site. If enough people bookmark a specific link, it will be pushed to the “popular” page on del.icio.us, of which I subscribe to via RSS. With Stumble Upon, the pages that have been “stumbled” the most become popular. With TwitBuzz, the URLs mentioned the most in Twitter posts are deemed popular. Et al.
There’s a lot of overlap in these sites. I will often see the same link multiple times in my RSS feeds. So, as partly a thought experiment and party an idea for a new website, I came up The Aggrocrag, which looks at all these news site RSS feeds and figures out which links are common between the sites in the last couple days or so.
(I named it The Aggrocrag as partly an homage to The Aggro Crag from Nickelodean GUTS and party a pseudo-portmanteau of “aggregate”).
What I end up with are URLs that are super-popular (at least within a narrow and likely biased defintion) during a short period of time. The results are interesting: there isn’t as much overlap (at least in the narrow timeframe) as I expected.
Right now the site is on auto-pilot, grabbing RSS feeds every 10 minutes or so, and dynamically figuring out the overlap over the last 2.5 days. It’s not a site that’s ready for primetime. However, do you think it would ever be useful enough to justify a full-featured site? Also, I’m open to more site suggestions to index (note: the actual destination URL must be in the RSS feed, so Digg doesn’t work).
Missed the last Tuesday Tube? Head over to the tag search for ‘tuesday tube’ and browse through the archives.
What if Superman was Turkish, and also retarded?
Episode 1, in which Superman defeats Spiderman. Lois Lane? Kinda aggressive.
Episode 2, in which Lex Luther takes over America.
Episode 3, in which Hulk is very disarming. Muhuhuhahahaha.
Episode 4, in which Superman takes on KISS!!
Episode 5, in which Captain America assassinates President John “Batman” Wayne! Wilhelm scream!